Guides
Straight-talking guides for tradies
New guides every week — researched against official sources, written for people who run crews, and honest about what lenders look at.
Credit and lendersGetting paidTax and BASEquipment
Why Lenders Are Tough on Tradies, and How to Read Your File
Why banks and lenders get nervous about trade businesses, what they see in your statements, and how to make a lumpy-income business easy to say yes to.
29 October 2026
Preparing to Apply for a Tradie Business Loan: The Checklist
The documents, numbers and tidy-ups that make a tradie business loan application smoother, from ABN history to a work-in-progress list, in plain English.
29 October 2026 Bank Statements for Tradies: What Lenders Really See
Lenders read your bank statements like a diary of your business. See what they notice, what red flags to fix, and how low-doc routes work for tradies.
29 October 2026 Quote to Cash: How Tradies Get Paid Faster
From the quote to the money in your account: deposits, variations, invoice terms, chasing slow payers and margin versus markup, explained for tradies.
29 October 2026
Tradie Tax Time Survival Guide: BAS, GST, PAYG and Super
BAS, GST, PAYG instalments, super and EOFY made simple for tradies, with a set-aside habit that stops tax time from wrecking your cash flow.
29 October 2026 How to Read Your Own Credit File as a Sole Trader
Get your free credit report, understand each section, spot errors and learn what defaults, enquiries and scores mean when you work for yourself.
29 October 2026
Loan or Lease for Your Tools? How to Choose
Chattel mortgage, hire purchase, finance lease or rental? Compare how each works for tradie tools and machines, and what to ask before you sign.
29 October 2026 What Lenders Ask Tradies on the First Call (and Good Answers)
Know the questions before the phone rings: what lenders ask tradies about work, turnover, tax and credit, and how to answer clearly without being caught out.
29 October 2026Ready to see what your trade business could get?
One short enquiry. No credit check when you first enquire, a real person reading it, and your details staying with us rather than going out to a pile of lenders.
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