How it works
How it works
Five steps from first question to money in the account, with nobody sending your details around.
- 1
1. Tell us what you need (about 60 seconds)
Amount, what it's for, your trade, your state and whether you own property. No credit check when you first enquire.
- 2
2. A real person calls you
Someone who reads tradie enquiries all day rings to hear the full picture: the work on, the cash gap and what's been tried.
- 3
3. Options that fit the job
Secured or unsecured, how fast, and what it will take. You get a straight explanation, not a sales script.
- 4
4. Paperwork once you say go
Only when you decide to go ahead. We tell you exactly which documents matter, usually business bank statements, ABN or ACN and ID.
- 5
5. Funds where you need them
Paid to your account, or straight to the supplier or seller if that suits the deal.
Not sure what to ask for? Work out the size of the problem first with the Cash Flow Gap Planner or the Equipment Payback Calculator, then enquire.
Common questions
Does enquiring affect my credit score?
No. There's no credit check when you first enquire. A credit check only comes up once you've heard the options and decided to go ahead.
Will my details go to lots of lenders?
No. One real person looks at your situation and matches it properly. We don't spray your details around.
How do I prepare?
Fill the form in accurately, and try the Loan Readiness Checklist in the Toolbox for the documents that help.
Ready to see what your trade business could get?
One short enquiry. No credit check when you first enquire, a real person reading it, and your details staying with us rather than going out to a pile of lenders.
No credit check to enquire
No spray and pray
A real person on your job